# Averill & Reaney — Property Insurance Claim Attorneys | Denied, Delayed, or Underpaid? First-Party Property Insurance Claims # Insurance company denied your claim?Delayed your payout? You feel powerless. But your insurance company should help you — not fight you. You paid your premiums for years. **You deserve what you’re owed.** Don’t go it alone — we’re here for you. Clients first, service in seconds. [Start Your Claim — FREE Review](/intake/)[See How We Help](/#how) No upfront cost · We work on contingency — we get paid when you get paid. By the numbers $30M+in settlements secured 500+Gulf Coast families helped 113five-star reviews Results secured for Gulf Coast policyholders. The Plan ## How We Help You Win Three steps from denied claim to the compensation you’re owed. 1 ### Step 1: FREE Consultation Tell us what happened. We review your policy and damage at no cost. 2 ### Step 2: We Fight Your Insurer We handle all negotiations, paperwork, and — if needed — litigation. 3 ### Step 3: You Get Paid We secure maximum compensation while you focus on rebuilding. We work on contingency — we get paid when you get paid. Our interests are aligned. [Start with a free consultation](/intake/) Client Successes ## From lowball offer to real recovery What insurers first offered — versus what our clients actually recovered. ### J.C. Initial carrier estimate $94,115.74 Final settlement $593,750 Over 6× the original estimate — an additional $499,634.26 recovered. ### T.J. Initial carrier estimate $58,709.01 Final settlement $483,709.01 An increase of $425,000 for the client. ### B.M. Initial carrier estimate $283,990.52 Final settlement $678,990.52 More than 2.3× the initial value — an additional $395,000 recovered. Disclaimer: Past results do not guarantee future outcomes. Every claim is different. Client Testimonials ## What Gulf Coast families say ★★★★★113 five-star reviews ### Good Character > “Averill & Reaney took on my case with no problem. They made it easy, working as a team with shared experience and knowledge. I found trustworthiness, attentiveness, and perseverance, along with good character and mutual respect.” ### Relief > “Averill & Reaney is a law firm you can count on. I wouldn’t hesitate to refer anyone to them. It’s such a relief knowing I got what I deserve, and I’m grateful for their honesty and commitment to making things happen.” ### Every Client is Unique > “Averill & Reaney treated every client like their only client. When I spoke with Matt, it felt natural, like he truly cared. I was lucky to find them, and I’d definitely recommend them to anyone dealing with property damage.” ### Always Available > “A great thing about having Averill & Reaney represent me was their availability. I could call anytime, and they always got back to me quickly. Brian alleviated my fears and ensured I got the compensation I deserved.” ![BusinessRate Top 3 2026 Award Winner plaque: Averill & Reaney Attorneys at Law, Law Firm, Covington, Louisiana, powered by Google Reviews](/images/awards/businessrate-top3-2026.png) Recognition Averill & Reaney Attorneys at Law has been recognized by BusinessRate as a Top 3 Law Firm in Covington, Louisiana for 2026, based on Google review performance. We’re grateful to the clients who have trusted our firm and taken the time to share their experiences. ★★★★★ > “After nearly a year of trying to get an insurance payout for my roof after hurricane damage (insurance offered $0), endless phone calls, and many sleepless nights, I gave this firm a call. That was the last call I had to make. A few months later, a settlement to cover a new roof arrived, with updates every step of the way. AMAZING work from the entire team.” KKathryn WesolichGoogle Review ★★★★★ > “We had retained another firm that was supposed to help with our property insurance suit and just got tossed from one attorney to another UNTIL Matthew J. Averill came into the picture. It was the first time we felt someone actually cared. He got us a quick arbitration date and got us more than we thought we would. Fight for you — they do.” KKevin SchillingGoogle Review ★★★★★ > “I have been dealing with attorneys for over 2 years now trying to get a roof! When they got my case… it was settled in 2 weeks and I now have a roof on my house! They go the extra mile for their clients. I know they did for me!” MMitzi CochranGoogle Review ★★★★★ > “After getting a very poor settlement offer from my insurance company for storm damage to my house, Averill & Reaney took up my case and successfully negotiated a fair settlement. You don’t need to feel helpless against the big insurance companies — these guys can really help.” LLSU IggyGoogle Review ★★★★★ > “Brian and his team were very thorough when they took on our insurance claim. The line of communication was always open and very transparent when it came to the legal details and questions. They handled our case with the utmost experience and professionalism. This firm will always prioritize your best interest.” JJack BurtonGoogle Review ★★★★★ > “They handled my case with professionalism, transparency, and care from start to finish. I always felt informed and supported. No surprises — just steady, dependable guidance. Highly recommend if you’re looking for lawyers who know what they’re doing and genuinely care.” CChantel M. ThomasGoogle Review You’re not imagining it ## The insurance industry’s claims practices are under scrutiny A U.S. Senate hearing examined how insurers handle — and too often delay, underpay, or deny — property claims. If it feels like the system is stacked against you, there’s a reason. We help level the playing field. [Watch the full hearing on YouTube](https://www.youtube.com/watch?v=Gjw3GnPTwBQ) Insights ## Claim guidance, in plain English What we’ve learned fighting insurers — written for policyholders. [All 66 articles](/insights/) [![How a Super El Niño Could Impact Homeowners in the Gulf States](/images/insights/how-a-super-el-nino-could-impact-homeowners-in-the-gulf-states.webp)](/insights/how-a-super-el-nino-could-impact-homeowners-in-the-gulf-states/) Property InsuranceJune 17, 2026 ### [How a Super El Niño Could Impact Homeowners in the Gulf States](/insights/how-a-super-el-nino-could-impact-homeowners-in-the-gulf-states/) A super El Niño in the Pacific Ocean may feel far away from homeowners in Texas, Louisiana, Mississippi, Alabama, and Florida, but its effects can reach the Gulf Coast in very real ways. El Niño occurs when ocean… [Read more →](/insights/how-a-super-el-nino-could-impact-homeowners-in-the-gulf-states/) [![A Little Luck—and Preparation: First-Party Property Claims This St. Patrick’s Day](/images/insights/a-little-luck--and-preparation-first-party-property-claims-this-st-patricks-day.webp)](/insights/a-little-luck--and-preparation-first-party-property-claims-this-st-patricks-day/) Property InsuranceMarch 16, 2026 ### [A Little Luck—and Preparation: First-Party Property Claims This St. Patrick’s Day](/insights/a-little-luck--and-preparation-first-party-property-claims-this-st-patricks-day/) Every year around St. Patrick’s Day, people gather withfriends and family, wear a little green, and celebrate a holiday that has cometo symbolize resilience, tradition, and a bit of luck. For property ownersdealing… [Read more →](/insights/a-little-luck--and-preparation-first-party-property-claims-this-st-patricks-day/) [![Mardi Gras Masks and Property Insurance Claim Disputes](/images/insights/mardi-gras-masks-and-property-insurance-claim-disputes.webp)](/insights/mardi-gras-masks-and-property-insurance-claim-disputes/) Property InsuranceFebruary 5, 2026 ### [Mardi Gras Masks and Property Insurance Claim Disputes](/insights/mardi-gras-masks-and-property-insurance-claim-disputes/) Mardi Gras is a time for celebration, tradition, and letting the good times roll. Parades fill the streets, music fills the air, and everything feels vibrant and exciting. For some property owners dealing with damage… [Read more →](/insights/mardi-gras-masks-and-property-insurance-claim-disputes/) ## Talk to us before you accept that offer! Bring your policy and your denial or payment letter. We’ll review your claim at no cost and tell you, straight, what it may really be worth. [Start your claim](/intake/) Prefer to call? Reach either office directly: [ Louisiana (985) 378-8001 216 N. Columbia St., Suite A, Covington, LA 70433 ](tel:+19853788001)[ Florida (813) 280-2310 4290 Woodbine Rd., Pace, FL 32571 ](tel:+18132802310)